Does pet insurance cover vaccinations?

Which companies cover vaccinations?

Standard plans from pet insurance companies usually only cover accidents, illnesses, or a combination. However, several providers offer vaccination coverage for an additional fee. See our top recommendations below.

Lemonade Pet Insurance Vaccination Coverage

Known for its tenants and home insurance, Lemonade offers more affordable pet insurance plans than many competitors. The company also has a user-friendly mobile app to manage your pet’s health, file claims, and track your policy coverage and billing.

The company offers vaccination coverage through its Preventive and Preventive+ plans. These packages include additional coverage for various procedures and conditions that general pet insurance policies do not cover, such as exam fees and microchipping. The preventive package covers vaccines against rabies, DHLPP and bordetella. The Preventative+ package covers these vaccines and three others.

Spot Pet Insurance Vaccination Coverage

Spot Pet Insurance offers a low-cost accident insurance plan that’s ideal for pet owners looking to save. The company’s policies are more customizable than most competitors, with annual limit options ranging from $2,500 to unlimited. Spot’s Gold and Platinum Preventative Plan add-ons cover vaccines.

These supplements cover distemper, hepatitis, parainfluenza and parvovirus (DHLPP) vaccines. You can also choose between vaccines against rabies, Lyme disease or feline infectious peritonitis (FIP). The Gold plan costs $9.95 more per month with limits of $250 per treatment per year. The Platinum plan costs an additional $24.95 per month with limits of $450 per treatment per year.

ASPCA Pet Health Insurance Vaccination Coverage

ASPCA Pet Health Insurance is one of the best known providers in the pet insurance industry with over 15 years of experience. This reputable provider offers an affordable accident-only plan option and a more comprehensive comprehensive care plan at a higher price.

The ASPCA covers vaccines in its Preventative Basic and Preventative Prime add-ons. The Preventative Basic add-on covers the DHLPP vaccine at a maximum of $20 and offers an option between rabies or Lyme vaccines at a maximum of $20. The Preventative Prime add-on offers the same options but adds bordetella vaccine coverage for up to $25.

Adopt Pet Insurance Vaccination Coverage

Adopt pet insurance stands out for the extra savings it offers pet owners. These include a 10% discount for each additional pet policy you purchase, a 5% military discount, and a 10% discount for employees of companies that offer Embrace Pet Insurance.

Embrace covers vaccines as part of its Wellness Rewards plan. This plan lets you add $250, $450, or $650 in reimbursable coverage limits on routine care, including vaccinations.

Figo Pet Insurance Vaccination Coverage

Figo’s additional Wellness Powerup adds vaccine coverage to his accident and sickness plan. While most pet insurers place limits on reimbursement for their veterinary bills, typically 90%, Figo lets you choose 100% reimbursement. Its wellness plan offers an option between $135 or $250 in annual reimbursements, which apply to vaccinations.